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Ralph is a Mortgage Broker and an award winning property investor with over 30 years experience as an investor. “In the current climate we need to provide our own financial security. There is no certainty in a pension”.
With this in mind, he starts with the basics of understanding the simple household budget. His motto…..”No great structure will rise out of a poor foundation”.
Ralph is passionate about property and is inspired by people taking positive steps in their lives.
He lives in Williamstown with his wife and their dog Skeeter, loves cycling and most outdoor sports. They have a caravan but they are definitely not grey nomads.