1300 881220
[email protected]
Facebook
Twitter
LinkedIn
Instagram
  • Home
  • How we help
    • Home Loans
    • Refinancing
    • Investment Property
  • Mortgage Calculators
    • Borrowing Power Calculator
    • Budget Planner
    • Credit Card Calculator
    • Comparison Rate Calculator
    • Extra Repayment Calculator
    • Fortnightly Repayment Calculator
    • Home Loan Offset Mortgage Calculator
    • Honeymoon Loan Calculator
    • How Long to Repay Calculator
    • Income Tax Calculator
    • Leasing Calculator
    • Mortgage Switching Calculator
    • Loan Comparison Calculator
    • Loan Repayment Calculator
    • Lump Sum Repayment Calculator
    • Property Buying Cost Calculator
    • Property Selling Cost Calculator
    • Reverse Mortgage Calculator
    • Savings Calculator
    • Savings Goal Calculator How Long to Save
    • Savings Goal Calculator How Much To Deposit
    • Split Home Loan Repayment Calculator
    • Stamp Duty Calculator
    • Term Deposit Calculator
    • FAQ
  • Events and Training
    • December 11 – The Virtual Property Summit
    • Your Best Year Ever in 2020 Workshop
  • About Us
    • Team
      • Louise Lucas
      • Andrea Lewis
      • Demelza Newlove
      • Daisy Jane Galve
      • Dee (Deepshikha) Amatya
      • Quena Casas
    • We are growing and you’re with us!
    • Happy Clients
    • Blog
    • Podcast
    • Giving
  • Contact
  • Client Login

Key “take-outs” from our Seminar

Propertyed AdminFinancial Planning, First Home Buyers, Home Loans, Investment, Lifestyle, Property Market, Property News, RefinancingNo CommentsSeptember 8, 2019
property logo

It’s hard to believe it’s been almost a week since our “Getting your Ducks in a Row Seminar” at Milanos with the stunning Brighton Beach backdrop.

As promised, our line up of speakers was amazing.  Over 90% of attendees voted the Seminar a 9/10 or 10/10!  Comments made include:

  • Covered multiple subjects, professional speakers gave a very good overview of some of the pitfalls of the market and need for good advice, very knowledgeable, no sales, suitable for someone new to the market and experienced property investors + The Scones!! + the view
  • Great professionals, inspiring confidence to buy
  • Heaps of useful information for both new and experienced buyers
  • Variety of speakers, quality of information
  • Excellent information, good atmosphere
  • Who would have thought Mortgage Insurance could be so interesting?

Key "take-outs" from our Seminar

And KEY take-a-ways from the day:

  • Buyer Beware – Caveat Emptor – at the end of the day with most property purchases, the onus is on the buyer to have done their homework which can include matters like a Building and Pest Inspection (yes, this is at a cost but if you are serious about making the investment, it worth the expense).  Our legal presentation covered an example of this where an inspection may have cost $1000 but would have saved the purchaser $hundreds of $thousands as the issues meant he had to relocate his business while repairs were being done
  • What manner of holding should be on the title?  Joint proprietors (right of survivorship upon death) or Tenants in Common (the latter is best especially in the case of a 2nd/3rd marriage where one party brings more assets than the other to the marriage)
  • Mortgage Insurance – covers the lender not the purchaser
  • Dealing with Agents need not be scary – have a professional review the Section 32 and Contract to help you make an informed decision
  • Key areas of potential capital growth – regional areas, so keep an eye out for them
  • Keep your accounts looking good for at least 3 months prior to applying for a loan or purchasing, as lenders are looking at everything you spend your money on
It is not just media hype, all manner of lending is getting tougher, so make sure you are as prepared as possible before you attend auctions or make offers – make an appointment here and we can review your circumstances.

 

 

 

 

 

As always, if I can be of any assistance to you, please call me on 0412 709 200.

With thanks,

Like this blog? Please share
Tags: australia, finance, financial health, first home buyers, first home owner, loans, property, property in australia, property investment, property management, property marketing, property news, property seminar, propertyed, tpec

Related Articles

Financial Stability Helps You Find True Love

February 23, 2017Louise Lucas

Make those Offers – You Just Might be Surprised!

October 30, 2017Louise Lucas

Case Study: First Home Buyers Share Their Stories on Their Recent Purchases

November 7, 2017Louise Lucas

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Share

Testimonials

https://thepropertyeducationcompany.com/wp-content/uploads/2018/06/Harry-Chin-youtubemp4.to_.mp4

Follow Us

Case Study

  • “I never thought I would buy an investment property – but I did!”
  • Case Study – Borrowing When You Are “Older”
  • Case Study – Buying Over the Christmas New Year Season
  • Case Study – Client Buys First Home in Her Early 40s
  • Case Study – Single mum substitutes security to keep her family in their own home
View More

Finance Focus Newsletter

  • 2019 Property Goals, Managing Christmas Debts and Refinancing IO Loans
  • First home buyer emotions, nabbing a Spring bargain and how to become a successful investor
  • How to prepare for the Spring property season, rentvesting explained and signs it’s time to refinance
  • Keeping your credit report clean, future proofing by renovating and unusual investment opportunities
  • Leaving your lender, starting small for your first home and exiting an off-the-plan purchase
View More

Industry News

  • How Change and Choice Can Shape Your Future
  • Make Your Voice Be Heard!
  • The Lazy Tax – How much are you paying?
  • Values Underpinned by Strong Equity
  • Why mortgage brokers are replacing your traditional bank managers
View More

Newsletter

  • 3 Biggest Mistakes People Make When Getting A Loan
  • 5 Reasons to BUY a New Home in the Christmas Holidays
  • 7 Fundamental Steps to a Quick and Easy Loan Application
  • April 2016 Newsletter
  • Changes in Investment Lending Conditions
View More

Our News!

  • Boom Shakalak! The year that was…
View More

Property News

  • Australia’s Most Searched Suburbs of 2018
  • Australian Home Sizes Drop to 22-Year Low
  • First home buyers battle higher prices prompted by last year’s stamp duty cuts
  • How to avoid your home renovation becoming a nightmare
  • Key “take-outs” from our Seminar
View More

Quiz

  • Quiz: Which style of property investor are you?
View More

RBA Rates

  • Find Out the March RBA Decision
  • Find Out the May RBA Decision
View More
logo
We are client focused mortgage brokers with offices in Melbourne. We offer services in Mortgage Broking and Investment Property.

Recent Posts

  • NAB chosen to help implement First Home Loan Deposit Scheme
  • The Slickest Scams of 2019
  • Positive Credit reporting – SO Negative it’s very scary!
  • Last man standing – Getting a Reverse Mortgage
  • First home buyer emotions, nabbing a Spring bargain and how to become a successful investor

Contact Us

765D Hawthorn Road, East Brighton 3187

1300 881 220

hello@propertyed.com

HomeContactAdmin Login
© Copyright 2015 Credit Representative 365124 is authorized under Australian Credit License 389328.
However, your full financial situation would need to be reviewed prior to acceptance of any offer or product
PRIVACY
  • First Home Buyer's Case Study

    Please complete your details below and we will email you one of our First Home Buyer's Case Studies.

  • Investor Case Study

    Please complete your details below and we will email you one of our Investor Case Studies.

  • Refinance Case Study

    Please complete your details below and we will email you our Refinance Case Study.







Subscribe for Email Updates

We send regular Newsletters about property and finance. Please complete the form below to subscribe.

var getUrlParam = function(name) { var regexStr = '[\?&]' + name + '=([^&#]*)'; var results = new RegExp(regexStr, 'i').exec(window.location.href); return results != undefined ? decodeURIComponent(results[1]) : false; };

for (var i = 0; i < allInputs.length; i++) { var regexStr = "field\\[(\\d+)\\]"; var results = new RegExp(regexStr).exec(allInputs[i].name); if (results != undefined) { allInputs[i].dataset.name = window.cfields[results[1]]; } else { allInputs[i].dataset.name = allInputs[i].name; } var fieldVal = getUrlParam(allInputs[i].dataset.name); if (fieldVal) { if (allInputs[i].type == "radio" || allInputs[i].type == "checkbox") { if (allInputs[i].value == fieldVal) { allInputs[i].checked = true; } } else { allInputs[i].value = fieldVal; } } } var remove_tooltips = function() { for (var i = 0; i < tooltips.length; i++) { tooltips[i].tip.parentNode.removeChild(tooltips[i].tip); } tooltips = []; }; var remove_tooltip = function(elem) { for (var i = 0; i < tooltips.length; i++) { if (tooltips[i].elem === elem) { tooltips[i].tip.parentNode.removeChild(tooltips[i].tip); tooltips.splice(i, 1); return; } } }; var create_tooltip = function(elem, text) { var tooltip = document.createElement('div'), arrow = document.createElement('div'), inner = document.createElement('div'), new_tooltip = {}; if (elem.type != 'radio' && elem.type != 'checkbox') { tooltip.className = '_error'; arrow.className = '_error-arrow'; inner.className = '_error-inner'; inner.innerHTML = text; tooltip.appendChild(arrow); tooltip.appendChild(inner); elem.parentNode.appendChild(tooltip); } else { tooltip.className = '_error-inner _no_arrow'; tooltip.innerHTML = text; elem.parentNode.insertBefore(tooltip, elem); new_tooltip.no_arrow = true; } new_tooltip.tip = tooltip; new_tooltip.elem = elem; tooltips.push(new_tooltip); return new_tooltip; }; var resize_tooltip = function(tooltip) { var rect = tooltip.elem.getBoundingClientRect(); var doc = document.documentElement, scrollPosition = rect.top - ((window.pageYOffset || doc.scrollTop) - (doc.clientTop || 0)); if (scrollPosition < 40) { tooltip.tip.className = tooltip.tip.className.replace(/ ?(_above|_below) ?/g, '') + ' _below'; } else { tooltip.tip.className = tooltip.tip.className.replace(/ ?(_above|_below) ?/g, '') + ' _above'; } }; var resize_tooltips = function() { if (_removed) return; for (var i = 0; i < tooltips.length; i++) { if (!tooltips[i].no_arrow) resize_tooltip(tooltips[i]); } }; var validate_field = function(elem, remove) { var tooltip = null, value = elem.value, no_error = true; remove ? remove_tooltip(elem) : false; if (elem.type != 'checkbox') elem.className = elem.className.replace(/ ?_has_error ?/g, ''); if (elem.getAttribute('required') !== null) { if (elem.type == 'radio' || (elem.type == 'checkbox' && /any/.test(elem.className))) { var elems = form_to_submit.elements[elem.name]; if (!(elems instanceof NodeList || elems instanceof HTMLCollection) || elems.length <= 1) { no_error = elem.checked; } else { no_error = false; for (var i = 0; i < elems.length; i++) { if (elems[i].checked) no_error = true; } } if (!no_error) { tooltip = create_tooltip(elem, "Please select an option."); } } else if (elem.type =='checkbox') { var elems = form_to_submit.elements[elem.name], found = false, err = []; no_error = true; for (var i = 0; i < elems.length; i++) { if (elems[i].getAttribute('required') === null) continue; if (!found && elems[i] !== elem) return true; found = true; elems[i].className = elems[i].className.replace(/ ?_has_error ?/g, ''); if (!elems[i].checked) { no_error = false; elems[i].className = elems[i].className + ' _has_error'; err.push("Checking %s is required".replace("%s", elems[i].value)); } } if (!no_error) { tooltip = create_tooltip(elem, err.join('
')); } } else if (elem.tagName == 'SELECT') { var selected = true; if (elem.multiple) { selected = false; for (var i = 0; i < elem.options.length; i++) { if (elem.options[i].selected) { selected = true; break; } } } else { for (var i = 0; i < elem.options.length; i++) { if (elem.options[i].selected && !elem.options[i].value) { selected = false; } } } if (!selected) { elem.className = elem.className + ' _has_error'; no_error = false; tooltip = create_tooltip(elem, "Please select an option."); } } else if (value === undefined || value === null || value === '') { elem.className = elem.className + ' _has_error'; no_error = false; tooltip = create_tooltip(elem, "This field is required."); } } if (no_error && elem.name == 'email') { if (!value.match(/^[\+_a-z0-9-'&=]+(\.[\+_a-z0-9-']+)*@[a-z0-9-]+(\.[a-z0-9-]+)*(\.[a-z]{2,})$/i)) { elem.className = elem.className + ' _has_error'; no_error = false; tooltip = create_tooltip(elem, "Enter a valid email address."); } } if (no_error && /date_field/.test(elem.className)) { if (!value.match(/^\d\d\d\d-\d\d-\d\d$/)) { elem.className = elem.className + ' _has_error'; no_error = false; tooltip = create_tooltip(elem, "Enter a valid date."); } } tooltip ? resize_tooltip(tooltip) : false; return no_error; }; var needs_validate = function(el) { return el.name == 'email' || el.getAttribute('required') !== null; }; var validate_form = function(e) { var err = form_to_submit.querySelector('._form_error'), no_error = true; if (!submitted) { submitted = true; for (var i = 0, len = allInputs.length; i < len; i++) { var input = allInputs[i]; if (needs_validate(input)) { if (input.type == 'text') { addEvent(input, 'blur', function() { this.value = this.value.trim(); validate_field(this, true); }); addEvent(input, 'input', function() { validate_field(this, true); }); } else if (input.type == 'radio' || input.type == 'checkbox') { (function(el) { var radios = form_to_submit.elements[el.name]; for (var i = 0; i < radios.length; i++) { addEvent(radios[i], 'click', function() { validate_field(el, true); }); } })(input); } else if (input.tagName == 'SELECT') { addEvent(input, 'change', function() { validate_field(this, true); }); } } } } remove_tooltips(); for (var i = 0, len = allInputs.length; i < len; i++) { var elem = allInputs[i]; if (needs_validate(elem)) { if (elem.tagName.toLowerCase() !== "select") { elem.value = elem.value.trim(); } validate_field(elem) ? true : no_error = false; } } if (!no_error && e) { e.preventDefault(); } resize_tooltips(); return no_error; }; addEvent(window, 'resize', resize_tooltips); addEvent(window, 'scroll', resize_tooltips); window._old_serialize = null; if (typeof serialize !== 'undefined') window._old_serialize = window.serialize; _load_script("//d3rxaij56vjege.cloudfront.net/form-serialize/0.3/serialize.min.js", function() { window._form_serialize = window.serialize; if (window._old_serialize) window.serialize = window._old_serialize; }); var form_submit = function(e) { e.preventDefault(); if (validate_form()) { // use this trick to get the submit button & disable it using plain javascript document.querySelector('[id^="_form"][id$="_submit"]').disabled = true; var serialized = _form_serialize(document.getElementById('_form_2_')); var err = form_to_submit.querySelector('._form_error'); err ? err.parentNode.removeChild(err) : false; _load_script('https://baysidefinancial.activehosted.com/proc.php?' + serialized + '&jsonp=true'); } return false; }; addEvent(form_to_submit, 'submit', form_submit); })();

Subscribe for Email Updates

We send regular Newsletters about property and finance. Please complete the form below to subscribe.

Your Privacy is protected.

x