Welcome to our October Newsletter There are plenty of bargains up for grabs in our Spring property market and who knows how long the current buyer’s market will last? Check out our interest rate and property market updates before you…
There has never been a better time to review your expenses, including your mortgage if you have one. One young couple with 2 young children recently did this and are now saving $10K per annum. Read their story and you…
There is a lender and lending product out there for almost everyone – even as the world of housing finance changes as banks react to the Royal Commission. Big banks have changed their lending criteria, but second tier lenders are…
Welcome to our September Newsletter The busy Spring selling season has kicked off and that means an action-packed few months ahead in our property markets. Read more Why is a loan pre-approval so important? Pre-approval is a green light from…
During August, Westpac raised home loan interest rates out-of-cycle and we expect other lenders to follow in the next few weeks. Auction clearance rates continued to weaken, and home values are stalling in most property markets. The recent interest rate…
Welcome to our August Newsletter Winter is coming to an end and that means there are only a few weeks to go until the busy spring property market kicks off. Read more How to keep your credit report clean In…
Getting a loan has become harder and harder – make no bones about it, and rates and terms you may have been given less than 12 months ago, today might see you not been able to borrow at all! So…
With all the hype about property prices and how difficult it is getting into the market, for some it is not a priority in their 20s or 30s – plenty of people leave this purchase to their 40s, 50s or…
This week, whilst attending a performance development day for mortgage brokers, I experienced JOMO! JOMO is the new FOMO which is the “Joy of MISSING Out!”. Instead of living in perpetual fear of missing out, many are embracing a new…
Often, we are asked “How much income do I need to buy a property?” Of course, the real questions you want to ask are what do I really want and how much can I afford? But rarely do people start…
